Personal Lines / Medical

Your Health is Priceless: Secure It with Health Insurance

Your health deserves priority. That's why investing in the right medical insurance is essential. Our health insurance plans provide the safety net you need no matter where life takes you. 

Insuring your health is important to

Access Effective treatment
Safeguard against unforeseen setbacks
Secure stress-free local and global coverage

Simplify Your Search for the Perfect
Health Insurance

Curious about getting a health insurance quote? Our dedicated team of agents is close by and ready to assist you. With us, you don't need to wade through the confusing world of insurance options alone. Let us simplify your journey and guide you through the application process.

Safeguard Your Health with Our Comprehensive Medical Insurance

Think of our medical insurance as your personal health guardian. It covers your medical costs if you experience an accident or illness requiring hospital admission or even outpatient treatment. We've crafted our plans to be comprehensive, embracing various features designed to meet your unique health needs.

 

Main Features

In-Patient covers include but are not limited to:

  • Coverage up to GBP 1,000,000 (annual limit) and more if required
  • Pre-existing Conditions*
  • Chronic Diseases*
  • Maternity Benefits
  • Newborn Benefits
  • Prosthesis
  • Organ Transplant
  • Parent Accommodation
  • Home Care
  • Multiple sclerosis


Outpatient Covers:

  • Ambulatory Services
  • Doctor's visit
  • Prescribed Medicine
  • Alternative Medicines
  • Dental & Optical Benefits

From Basic to Long-Term: We Have the Coverage You Need

Whether you need basic health expense insurance or long-term health insurance, we've got a plan for you. Our private health insurance policies offer the convenience of local and global coverage.
 

  • Multiple Plans to satisfy your needs
  • Custom-designed individual policies
  • Wide range of Providers under Full and Limited Networks with extended Regional Coverage
  • Collection & delivery services available
  • Call Center is available 24/7 to assist with inquiries and in case of claims.
  • Flexibility in payment as per Company policy

 

Health insurance doesn't promise perfect health, but it does protect your finances during health setbacks. It bridges you to quality care and peace of mind for the future. Choose health insurance today, and secure your tomorrow.

Our reliable
reputation

138

Countries of operation

80+ Years

of regional expertise

95%

Claim settlement

BBB-

Strong issuer credit

B+

Solid financial rating

Why Select
  British Reserve Insurance?

Personalized Risk Assessment 

Utilize cutting-edge AI technology to provide customers with a highly personalized risk assessment, offering tailored plans that precisely match their unique needs.

24/7 Virtual Insurance Concierge

Offer round-the-clock support with a Virtual Insurance Concierge that can answer queries, assist in claims processing, and provide advice—all in real-time.

Fast-Track Claims Approval

Promise and deliver a rapid claims approval process, say within 24 hours, backed by transparent communication throughout the entire journey.

We're here to help you.

Contact one of our advisors to walk you through our insurance plans and help you make the right decision.

Have a question?
We’ve got you covered

We’ll tell you everything you need to know about insurance plans.

Health insurance is crucial as it provides financial protection against high medical costs. It covers expenses such as hospitalization, medication, and doctor's visits, allowing you to focus on recovery rather than worrying about medical bills.

Consider your age, lifestyle, health status, and financial capacity when purchasing health insurance. You should also consider the type of coverage the insurance plan provides, including benefits, network, inclusions, and exclusions, and whether it fits your specific health needs.

To learn more about your network, you can reach out to either your HR department, broker, or the British Reserve Insurance claims department. Alternatively, you can access the network information by downloading the following TPA mobile applications:

  1. Lumi by Next Care app
  2. myNAS app