Personal Lines / Home Insurance

Your Home, Your Haven, Our Promise - Home Shield

We provide robust protection for your home and its treasured belongings. Because your home isn't just a place - it's where your heart is.

Insuring your home is important to

Protect your assets
Prevent money loss
Ensure home safety

Protect Your Home and Belongings
with Home Shield

With Home Shield, you protect both your home's contents and building. It provides protection from unexpected events such as natural perils. Two plans are offered (Home Shield & Home Shield Plus) to accommodate varying levels of protection.

Special Features

  • Strikes, riots, or civil commotion
  • Malicious damage or vandalism
  • Personal belongings and valuables (with worldwide coverage)
  • Accidental damage to contents
  • Cost of alternative accommodation
  • Loss of rent income
  • Work-related accidents to contractors

     

Main Features

  • Damage due to fire, explosion, lightning, or smoke
  • Water damage (due to rain or water leaks)
  • Natural perils (such as earthquakes, storms, and floods)
  • Theft (including theft of keys and replacement of locks)
  • Damage to electrical apparatus
  • Forced evacuation.
  • Visitor's personal belongings
  • Liability to third parties (including neighbours)

Why Choose Home Shield?

  • We offer 2 plans Home Shield and Home Shield Plus, customizable with additional cover
  • Discount is applicable if safety measures are applied (CCTV camera, burglary alarm system, fire extinguisher or sprinklers, smoke detectors or fire alarms)
  • Collection and delivery services available
  • Our call center is available 24/7 to assist with inquiries and claims.
     

Simplified Process with Home Shield

Finding the right home insurance should be easy. With Home Shield, we've made the process straightforward. Our user-friendly website offers an easy-to-use home insurance calculator that helps you estimate the coverage you need based on your property and belongings. Enter the necessary information, and we'll provide an instant quote tailored to your requirements.
 

We are a Trusted Home Insurance Company Near You

We pride ourselves on offering tailored, reliable coverage solutions that match your unique needs. Our local presence enhances our understanding of your circumstances, ensuring personalized, approachable service. Secure your home with a company that's not just near you but with you.
 

Expert Advice and Personalized Support

We pair our top-tier home and contents insurance with expert advice and personalized support. Navigating insurance can feel complex, but our friendly team is here to guide you at every turn. We're committed to understanding your unique needs, answering your queries, and delivering a service that assures peace of mind. You're not just a policy number to us - you're part of our family.

Our reliable
reputation

138

Countries of operation

80+ Years

of regional expertise

95%

Claim settlement

BBB-

Strong issuer credit

B+

Solid financial rating

Why Select
  British Reserve Insurance?

Personalized Risk Assessment 

Utilize cutting-edge AI technology to provide customers with a highly personalized risk assessment, offering tailored plans that precisely match their unique needs.

24/7 Virtual Insurance Concierge

Offer round-the-clock support with a Virtual Insurance Concierge that can answer queries, assist in claims processing, and provide advice—all in real-time.

Fast-Track Claims Approval

Promise and deliver a rapid claims approval process, say within 24 hours, backed by transparent communication throughout the entire journey.

We're here to help you.

Contact one of our advisors to walk you through our insurance plans and help you make the right decision.

Have a question?
We’ve got you covered

We’ll tell you everything you need to know about insurance plans.

Getting a home insurance quote is quick and easy with us. Visit our website, fill out the quote request form or call us. We'll gather the necessary information about your property and provide a personalized quote that suits your needs. 

Yes, we offer home insurance for rental properties. Whether you own a single rental property or multiple units, we can help you find the right coverage to protect your investment and rental income.

Absolutely! We understand that each homeowner has unique needs. That's why we offer customizable home insurance policies. You can choose the coverage options and limits that best suit your home and belongings, ensuring you have the protection you need.